MY CALCULATOR


Work out how much life insurance/family takaful you and your family may need with our calculator.
Simply enter your income, expenses, savings and current coverage and we will calculate your ideal coverage and any protection gap.

Select your coverage


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Term Coverage
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Critical Illness Coverage
Annual Medical Coverage

Income


Net Monthly Income:
(income after tax and other payroll deductions)
RM
Other Monthly Income:
(e.g. rental, investment, etc)
RM

Expenses


Fixed Monthly Expenses:
(housing, car loan, etc)
RM
Vairable Monthly Expenses:
(food, utilities, transport/petrol, etc)
RM
Monthly Insurance Premium / Takaful Contribution
RM

Savings


Monthly Savings:
RM

Existing Coverage


(including employee benefits and any riders you may have)
Existing life insurance / family takaful sum covered:
RM
Existing medical insurance / takaful annual limit:
RM
Existing daily cash benefit for hospitalisation:
RM
Existing critical illness sum covered:
RM

Medical Coverage


Desired daily cash benefit for hospitalisation:*
*Coverage amount is subject to respective insurance company / takaful operator's acceptance
%
Desired medical insurance /takaful annual coverage:
(you may refer to the table for cost of popular treatment)
RM
Guide: Cost of Treatment in Malaysia for year 2018
Guide: Cost of Treatment in Malaysia for year 2018
Type of Treatment Public Hospital (RM) Private Hospital (RM)
Angiogram / One Stent Angiplasty 50 - 200 15,000 - 45,000
Knee Replacement Single Bilateral 10,000 - 35,000 25,000 - 45,000
Coronary Bypass 4,000 25,000 - 80,000
Chemotherapy 200 per treatment 50 - 4,000 per cycle
Hip Replacement 8,000 - 15,000 24,000 - 55,000
Stroke Treatment 4,000 and above 35,000 - 75,000
Cataract 100 - 540 3,500 - 6,000
Dengue Free treatment 1,000 - 3,000
Kidney Stone 3,000 - 10,000 (depending on complexity of case) 9,000 - 40,000 (depending on complexity of case)